We believe in the potential of women entrepreneurs in Puerto Rico
Up to $15,000. 0% Interest. $0 Fees. 100% opportunity.
Capital to start, grow and move your business forward.
ZERO connects entrepreneurs across Puerto Rico to accessible small business financing through Kiva, with support from Friends of Puerto Rico and the Metro Women’s Business Center.
ZERO by Friends of Puerto Rico is a capital-access initiative led by the Metro Women’s Business Center in partnership with Kiva.
Kiva provides the 0%-interest, zero-fee lending model. Friends of Puerto Rico serves as a Kiva Trustee, providing entrepreneur support at no charge.
0% interest. 100% opportunity.
ZERO provides access and support but does not guarantee financing. Kiva determines loan eligibility, approval, amounts, crowdfunding requirements and repayment terms. Future financing is subject to each financial institution’s eligibility and underwriting requirements. Kiva financing is a loan, not a grant, and must be repaid.
Built for Entrepreneurs. Focused on Opportunity.
Access to capital is one of the biggest barriers to starting and growing a small business.
ZERO is designed to help change that.
Kiva provides the 0%-interest, zero-fee lending model, while Friends of Puerto Rico provides Trustee support at no cost to entrepreneurs.
0% interest
Without collateral or traditional guarantees
Network of Lenders
Finance from all over the world
Personalized Support
We help you build your track record
How ZERO works
1. Start with us
2. Get Support
3. Apply through Kiva
4. Fund your business
5. Build your track record
6. Grow to the next level
Your business. Your next step.
Help build Puerto Rico’s next generation of capital-ready businesses.
-Entrepreneur referrals
-Financial Education
-Technical assistance
-Scholarships Mentroship
-Community Outreach
-Future Financing Opportunities
For financial institutions, ZERO provides an opportunity to engage entrepreneurs earlier, support their development and build relationships with businesses that may become candidates for larger financing as they grow.
The ZERO Capital Pathway
Up to $15,000 • 0% interest • $0 fees
Trustee support • Business development • Capital readiness
COMMUNITY + FINANCIAL PARTNERS
Education • Mentorship • Resources • Relationships
NEXT-STAGE CAPITAL
Preparation for larger traditional financing opportunities
ZERO brings together banks, credit unions, community lenders, corporations, foundations, municipalities and economic-development organizations to expand pathways to capital.
Partners can contribute through:
FREQUENTLY ASKED QUESTIONS
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ZERO is an initiative of the Metro Women’s Business Center that connects women entrepreneurs with opportunities for training, capital, and growth.
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Eligible participants can access loans through Kiva at 0% interest, subject to Kiva's terms, requirements, and process.
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Businesswomen who meet the criteria established by ZERO and the requirements applicable to the Kiva process.
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Descripción del elemento
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Yes, we remain actively involved until solutions are fully operational and staff are confident.
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You can join the Zero Circle and support the campaigns of participating entrepreneurs through Kiva.
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No. Circle Zero is open to individuals, businesses, and institutions.